So, a goal has been in the works for me for a while now and I finally just sat down and worked out the details. Far from finalized, but I have a basic plan - subject to change of course. 
A few weeks ago, I took some money from savings and paid off my 401k loan. This gave me an $18.31 per week "raise". Next up: DH's car!! Payoff as of 07/13/08 is $3905.37 YUCK! Payments are $283.56 per month with an expected payoff date of 10/30/2009. I plan on moving payments up when I have the money to pay them, rather than when they are due. As of right now, I think I can get the car paid off mid-April 2009 - 6 months early! If DH works some overtime between now and then (quite likely), I could knock another month or two off my estimate. I would like it paid off sooner than later, but I think I can live with this plan and it feels good to have a plan! 
I have the plan details in my sidebar.
SHHHH!!! Don't tell DH!!!! The less he knows of my plan, the better.
I'm setting a goal!
July 21st, 2008 at 04:50 pm
July 21st, 2008 at 05:18 pm
July 21st, 2008 at 05:22 pm
July 21st, 2008 at 06:27 pm
July 21st, 2008 at 07:14 pm
I really like how you're concentrating on tackling one huge thing like paying off the car. Good luck keeping up with your plan!
July 22nd, 2008 at 05:35 am
Just think of what you could do with an extra $283.56 a month? That's 3400 a year.
And it looks like you are trying to do about 2 payments a month. That's 6800 a year.
Plan the work and work the plan. Good luck!!
July 22nd, 2008 at 10:09 am