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Home > Paid off DH's car today!
 

Paid off DH's car today!

September 24th, 2009 at 05:05 pm

So Lux is cleaning house?? Guilty. I'm one of the ones being beckoned back. I am here nearly every day reading and commenting, there's just a block when it comes to writing. I see I started an entry July 10th. I wanted to upload a pic and pics weren't working. Never came back to do that.

- How did Lux know?? Just this morning I transferred the money from savings, clicked a few buttons, and as of tomorrow - DH's car is paid off! This is at least three months earlier than anticipated - WITHOUT money from the sale of his old car. The savings account had been named "The XXXXX car payment fund". I transferred the money and renamed it "Yup, I stole it all..." DH hasn't noticed yet... hee hee...

- Paying off the car taught me a bit about the current state of our finances. I'm in REALLY good shape to tackle the next item: Student Loan 1. I need to update my sidebar - WAY out of date. It's nice though - I can see we've made some progress since I last updated it.

- My brother is HOME. Not overseas, not in the army, but HOME. For GOOD. He's actually the reason we never got any money for DH's old car. We had two people lined up to come see it the next day - one was a guaranteed sale. My brother sent me a text saying he needed a car. That was the end of that. We handed over the keys on a paid off, inspected, registered, insured vehicle and told him to figure his life out. Eh, he still hasn't. Inspection is up at the end of September. I told him at the time that I'd need the money by the end of the year to pay off DH's car. I'm glad I didn't immediately need that money and this is something we'll get worked out eventually. I'm just nervous since technically DH owns the car even though we haven't seen it for a couple months and the inspection is about up.

- My mother and I haven't spoken in two weeks due to a couple BAD (in my opinion) financial decisions she made. I'll save that for another entry. This is affecting my current mental state.

- I got a raise! Wow, that's great these days. It's about $20 net each week. Not too bad at all. It's effective 08/31/09, so I'll have to process 3 weeks of retro pay for myself. Yeah, tough being the payroll department.

- I am reading "More Attention, Less Deficit: Success Strategies For Adults with ADHD" by Ari Tuckman. I really like it... but hate it. It says in the intro that it's your book, do what you want, yell at it if you want. I'm more inclined to start beating myself over the head with it. DH is so textbook ADHD and the more I understand about it, the better. He is diagnosed, but currently untreated. I feel he can only pursue treatment if we fully understand what sort of treatment would benefit him. Me reading and understanding is the only way things will get better. It's just a SLOW process. I AM learning a lot though.

- My YTD coupon savings must be over $2500 by now! I'm about a week behind on updating that info in the spreadsheet. I think this has a lot to do with helping us get the car paid off. We hardly buy anything anymore.

- Work has been VERY stressful for me lately. I think this is compounded by the problems with my mother and the problems in my own mind I am trying to sort out. I'm only one person and I'm tired of having to solve the world's problems. Yeah, it probably doesn't help that my boss suspects he has ADHD, but has never pursued this. *sigh* I know from experience that my mind does, but does not, mesh well with the ADHD mind. I'm WORKING ON THAT!

- Since I'm trying so hard to change myself, I'm actually taking more time for myself these days. Well, trying to. No matter what - the household stuff still needs to be done somehow. I'm just trying not to kill myself over it and trying to relax sometimes too.

- I do NOT miss TV!!! I am absolutely loving music again. I'm listening to a station on last.fm right now and this song is good. By Ian McCulloch of Echo and The Bunnymen. I'm learning "new to me" stuff that I missed from years ago. Love it!!! I'll still watch a tv show here and there, but not much. I don't have it on as background noise anymore. DH was even nice enough to notice it has been bothering me and he went upstairs to watch tv tonight. That was a HUGE move for him! Smile

That's about all I can come up with for now. Just taking it easy this evening. MUCH needed these days!!

10 Responses to “Paid off DH's car today!”

  1. LuxLiving Says:

    Like I told rduell, I know good writing when I read it and I miss you guys.

    Sorry to hear more troubles with your mom's finances. Have you considered catching her on a good day and seeing about her giving you power of attorney to handle her finances? The only thing I'd worry with that is if she goes behind you and opened new accounts, etc. Good luck. Sure don't know how I'd handle that one. You have my sympathy.

    GOOD on you for paying off the car!!! That's great. I know how good I felt when we finally got one out of the way.

  2. dmontngrey Says:

    I just give up on her right now. She's 60 and having a midlife crisis or something! The short story is: her car failed inspection and needed a "minor" repair (exhaust). She was quoted exhorbitant prices and I told her how she could do it for half the cost. She decided to ignore me and go buy a used car. She did not research the car, did not consult with anyone who could give her GOOD advice on a car purchase (DH and me???), and overpaid by around $1500. A week later she paid off a several year old collection account without consulting me - again, not understanding the implications of her decisions. She blew away two YEARS of hard work getting her in the positives again. I just can't do this anymore. It kills me to have to watch my mother drown financially. I tried for two years... she doesn't want to make it better. I feel things are really starting to look up for me, so this whole thing with my mother really hurts. I CAN'T help. I have refused to financially for a while, and now she just "wont" let me in other ways. I tried, I just can't do it. It's really sad in my mind. I want better for her.

    Thanks so much for your kind words though!! Are you sure about this? I CAN go on and on and on....

  3. LuxLiving Says:

    Hey, I went on and on when CashHappySon was driving me craaaaaa-Z!

    Here? in blog-o-land? It's a good place to vent.

    And some times the collective comes up with really good ideas we wouldn't have thought of on our own.

  4. creditcardfree Says:

    Congrats on paying the car off!! Yipee!

    ~~Happy Dancin' with ya!~~~

  5. frugaltexan75 Says:

    That is so nice that you were able to help your brother out with a car, and still be able to pay off your husband's car! Can you get in touch with your brother and have the title switched over to him, so you and dh aren't liable?

  6. dmontngrey Says:

    Yeah, that was the plan. We were waiting to see if he wanted to keep the car or not. Still don't know the answer to that one! I sent him a text the other day letting him know inspection was up at the end of Sept and that we were paying DH's car off. My brother's response was "nice". *sigh* I need to bug him about this I guess.

  7. rduell Says:

    Congratulations on paying off the car! That is awesome!!! I hope to do that in a few months, myself.

  8. ceejay74 Says:

    Good to hear from you! Wow, lots of financial news. I would like to get my family to get more in the habit of just turning on the TV when we want to watch something specific, vs. having it on at all times--I was raised without TV and CANNOT just have it as background noise. I sit there like a blob glued to it when it's on. Unfortunately since I am still so fascinated with it, it's hard to be the tough guy and make everyone turn it off--I like it, even though I know it hampers my productivity and my enjoyment of other things!

  9. north georgia gal Says:

    I am trying to do other things besides tv too...I use it for background noise while working on puzzles. I was spending too much time on the computer or vegged out on the couch. So now, if someone is watching something else, as long as the noise is there, I am fine.

  10. boomeyers Says:

    Woo hoo, good by car payment! Smile Congrats!

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